Consumer debt-collection defense
Sued by a debt collector?
Most states give you 20 to 30 days to file a written answer. Miss that deadline and you lose by default, not on the merits. This site teaches the playbook.
Educational, not advice.
This site is a plain-English playbook for people who have been sued in a consumer debt-collection case. It explains how the process works, what the deadlines look like in most states, and what a written answer is. It is not legal advice. If you have been sued, the strongest protection is a consumer-debt-defense attorney licensed in your state.